LOANS

 Vehicles*

Year APR* (as low as) Term
2020-2022 5.99% 00 - 60 months
6.09% 61 - 66 months
6.29% 67 - 72 months
7.09% 73 - 84 months
2017-2019 6.09% 00 - 60 months
6.19% 61 - 66 months
6.39% 67 - 72 months
7.19% 73 - 84 months
2013-2016 7.09% 00 - 48 months
*Rates do NOT include a 0.25% discount for auto-pay from NAFCU account with direct deposit. Rates are shown "as low as" with your final rate being based on creditworthiness. Rates are subject to change. Credit approval is required. See loan concierge for details.

Motorcycles, Boats, RVs*

Year APR* (as low as) Term
2019-2022 7.74% 00 - 60 months
8.24% 61 - 72 months
8.74% 73 - 84 months
9.74% 85 - 120 months
2012-2018 8.74% 00 - 60 months
9.24% 61 - 72 months
9.74% 73 - 84 months
*Rates do NOT include a 0.25% discount for auto-pay from NAFCU account with direct deposit. Rates are shown "as low as" with your final rate being based on creditworthiness. Rates are subject to change. Credit approval is required. See loan concierge for details.

Home Equity*

Type APR* (as low as) Term
Home Equity Loan 5.30% 60 months
5.89% 120 months
6.29% 180 months
*Rates do NOT include a 0.25% discount for auto-pay from NAFCU account with direct deposit. Rates are shown "as low as" with your final rate being based on creditworthiness. Rates are subject to change. Credit approval is required. See loan concierge for details.

Home Equity Line of Credit (HELOC)**

Type APR* (as low as) Term
Introductory Rate 1.99% First six months
Variable Based on Wall Street Prime Rate
**APR = Annual Percentage Rate. Rate discount is based on a six month fixed term with a $10,000 limit at 80% loan-to-value. The introductory rate of 1.99% will be locked in for six months from closing date. After six months, the APR will be indexed to the Prime Rate plus rate adjusted for score and lien position. The index used to determine the APR will be the Prime Rate found in the Money Rates Section of the Wall Street Journal published on the first working day of the month. The APR will then be adjusted on the first of the following month. Minimum credit limit is $10,000. Rates effective as of November 1, 2022. Other rates and terms are available. All rates are subject to change without notice. All loan approvals are subject to normal underwriting procedures. Loan must be secured by primary residence, which must be owner-occupied.

Better Choice Loan^

APR* Term
28.00% 00 - 6 months
^ $200 Minimum / $1,000 Maximum. $20 Application Fee. See us for additional details.

Signature*

APR* Term
8.29% 00 - 36 months
9.99% 37 - 48 months
10.99% 49 - 60 months
12.24% 61 - 84 months
*Rates do NOT include a 0.25% discount for auto-pay from NAFCU account with direct deposit. Rates are shown "as low as" with your final rate being based on creditworthiness. Rates are subject to change. Credit approval is required. See loan concierge for details.

Share Secured Loan

APR* Term
4.00% 00 - 84 months

CD Secured Loan

APR* Term
4.00% 00 - 84 months

*Rates do NOT include a 0.25% discount for auto-pay from NAFCU account with direct deposit. Rates shown "as low as" with your final rate being based on creditworthiness. Rates subject to change. Credit approval required. See loan concierge for details.
^ $200 Minimum / $1,000 Maximum. $20 Application Fee. See us for additional details.
**APR = Annual Percentage Rate. Rate discount is based on a six month fixed term with a $10,000 limit at 80% loan-to-value. The introductory rate of 1.99% will be locked in for six months from closing date. After six months, the APR will be indexed to the Prime Rate plus rate adjusted for score and lien position. The index used to determine the APR will be the Prime Rate found in the Money Rates Section of the Wall Street Journal published on the first working day of the month. The APR will then be adjusted on the first of the following month. Minimum credit limit is $10,000. Rates effective as of November 1, 2022. Other rates and terms are available. All rates are subject to change without notice. All loan approvals are subject to normal underwriting procedures. Loan must be secured by primary residence, which must be owner-occupied.

Mortgage

Share Certificates

Special Rate CD Going On Now

CD Options

Certificates Minimum Penalty
3 Month $1,000.00 30 days dividend
6 Month (Jumbo) $50,000.00 30 days dividend
6 Month $1,000.00 90 days dividend
12 Month $1,000.00 90 days dividend
24 Month $1,000.00 30 days dividend
30 Month $1,000.00 90 days dividend
36 Month $1,000.00 90 days dividend
48 Month $1,000.00 90 days dividend
60 Month $1,000.00 90 days dividend

Rates

Certificates Minimum APR* APY**
3 Month $1000.00 0.75% 0.75%
6 Month (Jumbo) $50,000.00 0.80% 0.80%
6 Month $1,000.00 0.75% 0.75%
12 Month $1,000.00 0.80% 0.80%
24 Month $1,000.00 0.90% 0.90%
30 Month $1,000.00 0.95% 0.959%
36 Month $1,000.00 0.95% 0.959%
48 Month $1,000.00 1.00% 1.001%
60 Month $1,000.00 1.05% 1.058%

Savings

Account Type Rate APY**
Regular Share Savings 0.05% 0.05%
Christmas Club 0.05% 0.05%
Vacation Club 0.05% 0.05%
$100.00 minimum to receive dividends on Share Accounts
Tier Minimum Balance Rate
Money Market Fund - Tier 1 $1,000.00 0.67%
Money Market Fund - Tier 2 $25,000.00 0.70%
Money Market Fund - Tier 3 $50,000.00 0.72%
Money Market Fund - Tier 4 $75,000.00 0.75%